​​​BCMW Community Services

Community Services

Funding for the Homebuyer Program is currently unavailable.

Serving individuals, families and children in Bond, Clinton, Marion and Washington counties since 1967.

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The Homebuyer Program provides assistance with down payments up to a maximum of $7000 in closing costs not to exceed $1500.  It also provides funds to rehabilitate the property to bring the dwelling up to Section 8 Housing Quality Standards. The actual mortgage for the home is financed through a financial institution.

The assistance for the down payment, closing costs and rehabilitation is in the form of a zero interest, forgivable loan. Homebuyer applicants will be provided a mandatory workshop on the home selection, mortgage application, closing process, maintenance, budgets and other related subjects.

Applicants must be at or below the 80% area median income level, complete a homebuyer workshop, have satisfactory credit and provide in mandatory $1000 down payment.

Illinois Housing Development Authority is the program administrator and BCMW Community Services implements the program in Bond, Clinton, Jefferson, Marion and Washington Counties.